Here the example for this frame... 

~ You will need ~

Jasc Paint Shop Pro
Download its trial version for 30 days ... Here

Plug-in Filters / Paint Engine 

Donwload it  ... Here

Open the zip file and install it into your Plugins folder 

Plug-in Filters / FM Tile Tools

Download it ... Here

Open the zip file and install it into your Plugins folder 

Plug-in Filters / Filter Factory E

Download it  ...  Here
Open the zip file and install it into your Plugins folder 

Plug-in Filters / Blade Pro 

Download it  ...   Here

Open the zip file and install it into your Plugins folder 

Blade Pro's preset used

Download it  ...  Here

nk-tinsel / Page 2

Open the zip file and install it into Blade Pro's Environment & Textures folder 
 

Plug-in Filter / Neology

Download it  ...  Here

Open the zip file and install it into your Plugins folder 

Download the files used  ...  Here

Open the files into PSP

~ Instructions ~

1. Open the files into PSP and select your graphic

I used: #AF97A4

For Background choose the white or the black color 

2. Image / Add Borders = 2      Symmetric Checked

With the    select this border     Tolerance and Feather = 0

With the    flood fill this border with the Gold Pattern 

Selections / Invert

Effects / 3D Effects / Cutout, with the settings bellow

Repeat the Cutout effects

Selections /Select None

3. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

4. Image / Add Borders = 3    Symmetric Checked

Select this border and flood fill it with your color

Selections / Select None

5. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

6. Image / Add Borders = 2    Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

7. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

8. Image / Add Borders = 6    Symmetric Checked

Select this border and flood fill it with your color

Effects / 3d Effects / Inner Bevel, with the settings bellow

Selections / Select None

9. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

10. Image / Add Borders = 2    Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

11. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

12. Image / Add Borders = 22    Symmetric Checked

Select this border and flood fill it with your color

Effects / Plug-in Filters / Neology / Psychoderma, with the settings bellow

Selections / Select None

With the Shift key checked, select all the parts in the green color 

Layers / New Raster Layer

Flood fill this parts selected with the your color

Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings

Repeat the Blend Emboss effects 3 times

Effects / 3d Effects / Inner Bevel, with the settings bellow

Layers / Merge / Merge All

Selections / Select None

13. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

14. Image / Add Borders = 2      Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections /Select None

15. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

16. Image / Add Borders = 3    Symmetric Checked

Select this border and flood fill it with your color

Selections / Select None

17. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

18. Image / Add Borders = 2    Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

19. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

20. Image / Add Borders = 27    Symmetric Checked

Select this border and flood fill it with your color

Effects / Plug-in Filters / Flaming Pear / Blade Pro / nk-tinsel

Colors / Colorize, with the settings bellow

Effects / 3d Effects / Inner Bevel, with the same settings from item 12

Repeat the Inner Bevel effects 3 times

Selections / Select None

21. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

22. Image / Add Borders = 2      Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections /Select None

23. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

24. Image / Add Borders = 3    Symmetric Checked

Select this border and flood fill it with your color

Selections / Select None

25. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

26. Image / Add Borders = 2    Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

27. Image / Add Borders = 1    Symmetric Checked

Select this border and flood fill it with the black color

Selections / Select None

28. Image / Add Borders = 32    Symmetric Checked

Select this border and flood fill it with your color

Effects / Plug-in / Fantstic Machine / Paint Engine,  with the settings bellow

Effects / Plug-in Filters / FM Tile Tools / Blend Emboss,  with the default settings

Effects / Plug-in Filters / Filter Factory E / Downstairs,  with the default settings

Selections / Select None

29. Image / Add Borders = 1      Symmetric Checked

Select this border and flood fill it with the Gold Pattern

Selections /Select None

30. Open the small corner and   Edit / Copy