This tutorial was made with PSP7 but you can do it with another version... 

This page has lots of graphics, please be patient to load it ... 

The graphic used is from:  www.interfriends.com.br

This frame was made in honer to our PSP Friend Lira dos Anjos

Here the example for this frame

~ You will need ~

Jasc Paint Shop Pro
Download its trial version for 30 days ... Here

Plug-in Filter / Greg Factory ll

Download it  ...  Here

Open the zip file and install it into your Plugins folder

Plug-in Filter / UnPlugged Shapes

Download it  ...  Here

Open the zip file and install it into your Plugins folder

Download the files used ...  Here

Open them into PSP

~ Instructions ~

1. Open the files into PSP and select your graphic

For Foreground choose the black color and the Gold Pattern 

For Background choose the white color 

2. Image / Add Borders = 1     Symmetric Checked

With the    select this border

Tolerance = 0    Feather = 0

With the    flood fill it with thw Pattern Gold

Selections / Select None

3. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the black color  

Selections / Select None

4. Image / Add Borders = 10     Symmetric checked

Select this border and flood fill it with the Gold Pattern

Effects / Plug-in Filters / Greg Factory ll / Pool Shadow, with the settings bellow

Selections / Select None

5. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the black color  

Selections / Select None

6. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

7. Image / Add Borders = 30     Symmetric checked

Select this border and flood fill it with the black color  

Layers / New Raster Layer

Flood fill this layer with the white color 

Masks / New / From Image / mask pb.jpg

Masks / Delete 

Yes

Selections / Select None

Effects / 3D Effects / Drop Shadow, with the settings bellow

Repeat the Drop Shadow effect  4 times

Layers / Merge / Merge All

8. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

9. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the black color  

Selections / Select None

10. Image / Add Borders = 10     Symmetric checked

Select this border and flood fill it with the Gold Pattern

Effects / Plug-in Filters / Greg Factory ll / Pool Shadow, with the same settings from item 4

Selections / Select None

11. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the black color  

Selections / Select None

12. Image / Add Borders = 1     Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

13. Image / Add Borders = 30     Symmetric checked

Select this border and flood fill it with the black color  

Effects / 3D Effects / Inner Bevel, with the settings bellow

Selections / Select None