Here the example for this frame...

~ You will need: ~

Jasc Paint Shop Pro
Download its trial version for 30 days ... Here

Plug-in Filter / Eye Candy 3

Download it ...  Here

Open the zip file and install it into your Plugins folder 

Download the files used ... Here

Open them into PSP

~ Instructions ~

1. Open the files into PSP and select your graphic

For Foreground choose one color from your graphic and the Gold Pattern

I used:  #B29283

For Background choose the white color 

2. Image / Add Borders = 2    Symmetric Checked

With the    select this border

With the    flood fill this border with the Gold Pattern

 Selections / Invert

Effects / 3D Effects / Cutout, with the settings bellow

Selections / Select None

3. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

4. Image / Add Borders = 4    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

5. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

6. Image / Add Borders = 8    Symmetric checked

Select this border and flood fill it with your color

Effects / 3D Effects / Inner Bevel, with the settings bellow

Repeat the Inner Bevel effect

Selections / Select None

7. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

8. Image / Add Borders = 22    Symmetric checked

Select this border and flood fill it with your color

Effects / Texture Effects / Weave, with the settings bellow

Effects / 3D Effects / Inner Bevel, with the settings bellow

Selections / Select None

9. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

10. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

11. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

12. Image / Add Borders = 5    Symmetric checked

Select this border and flood fill it with your color

Effects / 3D Effects / Inner Bevel, with the same settings from item 6

Selections / Select None

13. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

14. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

15. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

16. Image / Add Borders = 27    Symmetric checked

Select this border and flood fill it with your color

Effects / Texture Effects / Weave, with the settings bellow

Effects / Plug-in Filters / Eye Candy 3 / Cutout,  with the settings bellow

Selections / Select None

17. Image / Add Borders = 2    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

18. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

19. Image / Add Borders = 4    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

20. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

21. Image / Add Borders = 5    Symmetric checked

Select this border and flood fill it with your color

Effects / 3D Effects / Inner Bevel, with the same settings from item 6

Selections / Select None

22. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

23. Image / Add Borders = 32    Symmetric checked

Select this border and flood fill it with your color

Effects / Texture Effects / Fine Leather, with the settings bellow

Effects / Texture Effects / Blinds, with the settings bellow

Effects / Plug-in Filters / Eye Candy 3 / Cutout,  with the same settings from item 16

Selections / Select None

24. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the black color

Selections / Select None

25. Image / Add Borders = 1    Symmetric checked

Select this border and flood fill it with the Gold Pattern

Selections / Select None

26. Open the small corner and   Edit / Copy

I hope you have enjoyed this tutorial!